With the Certificate, or Diamond Grading Report,
there won't be any doubts when you are trying to purchase a diamond. You can
easily find out what the diamond is worth. This will prevent you from
overpaying, and it can prevent a seller from under-charging as well.
A copy of the Diamond Grading Report should be given to your insurance
company as well, when you insure the diamond. This provides absolute,
unquestionable proof of the value of the diamond should it be stolen in the
future. Insurance companies cannot argue with the report.
Avoid diamond dealers who seem reluctant to provide a
certificate! Also avoid sellers who tell you that a certificate diamond will
cost you more- the only additional cost should be the cost of the certificate,
which is low. If the dealer doesn't want to provide a certificate, then you
don't want to do business with that dealer.
Don't accept certificates from Gemological
Laboratories other than GIA. There are many fly-by-night Gemological labs these
days, but in the end, GIA has been established as the most respectable and
trustworthy - not to mention oldest - of the lot. So avoid dealers who don't
want to use GIA for certification purposes as well.
Don't buy an expensive diamond without paying the
extra cost of the certificate. If a dealer tries to convince you to make the
purchase without the certificate, or if they want to use a company other than
GIA, you can be sure that the dealer has probably greatly inflated the price of
the diamond - they have something that they are hiding from you.
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